Why do cross-border payments need proxy IPs for whitelist verification?
Cross-border payment system has to deal with transaction requests from all over the world every day, and payment gateways usually require partners to bind fixed IP addresses in order to prevent malicious attacks. However, many enterprises encounter two problems in their actual business:
1. Self-built server IP is easy to be blocked by blacklists
2. Multinational branch offices require IP access in different regions
At this point in time, it's a good idea to go through theipipgo proxy ip serviceEstablishing a whitelist pool not only meets the security requirements of the payment platform, but also flexibly adapts to the needs of multi-region business. For example, the acquiring business in the Philippines uses local residential IPs, and the settlement system in Europe uses German static IPs, so that different business lines do not affect each other.
Three Steps to Complete Payment Gateway Whitelist Configuration
move | Operating Points | caveat |
---|---|---|
1. Obtain an authentication IP | Create "Fixed Outlet IPGenerate a dedicated IP address after selecting the country/region for the "Business Group". | It is recommended to choose a static residential IP to avoid data center IP being winded |
2. Binding of payment systems | Submit the obtained IP address to the payment platform's technical matchmaker | Submit alternate IP addresses for unexpected situations at the same time |
3. Establishment of an IP fusion mechanism | Real-time monitoring of IP connectivity through ipipgo's API and automatic switching of alternate IPs in case of anomalies. | Setting up an automatic switchover policy for no response within 5 seconds |
Key problem solutions
Issue 1: Payment platforms limit the frequency of IP changes
Using ipipgo'sLong-term Fixed IP PackageA single IP can remain unchanged for a maximum of 12 months, which meets the certification requirements of card organizations such as VISA. When changes are indeed required, the change plan is reported to the payment platform 72 hours in advance.
Issue 2: Multi-region IP unified management
Creating "Payment Dedicated IP Pool", centralize the management of IPs from business regions such as the United States, Singapore, and the United Kingdom. Ensure that the financial system can only call designated country IPs by setting access rights.
Frequently Asked Questions QA
Q: What should I do if my IP address suddenly becomes invalid?
A: Immediately enable "IP Health Monitoring" function, the system will automatically detect and switch to the backup line, while the technical team will provide a new IP address within 15 minutes.
Q: Why does whitelist verification always fail?
A: Check for three common causes:
1. IP address occupied by other services (dedicated number recommended)
2. Network protocol mismatch (payment gateways mostly require HTTPS protocol)
3. Insufficient IP purity (ipipgo residential IP pass rate up to 99.6%)
Why choose ipipgo?
We have found in serving our cross-border payment clients that many gateway platforms will pass theIP behavioral fingerprintingIdentify proxy servers. ipipgo'sHome Broadband Residential IPWith three major advantages:
- Real home network environment
- Individual broadband accounts per IP
- Support TCP/UDP full protocol
Just last week, we helped a cross-border collection platform pass PayPal's IP review, and it only took 3 working days from IP preparation to completion of certification.
The next time you encounter a payment gateway requesting additional IP supporting documents, remember to download them in advance from the ipipgo back officeIP Attribution CertificateThis document with the carrier's official seal speeds up the review process. If technical difficulties are encountered during the docking process, our engineering support team provides 24/7 remote assistance.